You want to fund a specific use, keep control of the rules and prove every payment. Five basic services and two deployment modes, which you combine to fit your programme. You choose who, when, how much, where and what for.
The journey of the funds
The services follow the money, in the order your programme needs. You can activate only part of them. Example: a local authority pays in €600.00 per household, usable with the suppliers chosen.
Funds come into the programme. One funder or several contributors: every payment stays linked to the programme it finances.
MAP issues euros against the euros you pay in, one for one: that is electronic money. This earmarkable digital euro is allocated to your programme.
Earmarking is the rules you set before the spend: who, when, how much, where and what for.
Every beneficiary gets an account and a universal payment card: in shops, online, by QR code or from the app.
Operations can be read in real time, according to each person’s role. The funder finds every payment.
Every payment is recorded and nobody can change it afterwards: a tamper-proof blockchain, and a check before execution.
The proof covers the payment: amount, supplier, date, rule applied. It does not cover the contents of the basket or the delivery. No personal data is written to the chain.
Seven services
Each service works on its own or with the others. You build the programme you need, and add a service when your scope changes.
Bring together funds from several funders and link every contribution to the programme it finances.
The earmarkable digital euro: euros, on an account, that can only be used for what you decided. Issued, allocated, used and redeemed within the programme.
You choose who, when, how much, where and what for. 100% of operations are checked before execution.
An account, a universal payment card, a QR code and an app. Your beneficiaries pay anywhere in the world and online, within the rules you set.
Every payment recorded on a tamper-proof blockchain; the proof covers the payment, through to the supplier.
Four combinations
Each combination starts from a buyer and a need, then shows the services chosen and the possible options. We start from your situation to settle the combination that fits.
Fund specific purchases without losing track of the programme.
An identified funder, suppliers that can be reached and rules that can be tested. Collection from several contributors is not needed if the company funds the programme on its own.
Bring several contributions together, then account for their use.
A clear allocation rule and viewing rights accepted by each party. There is no need to create a branded currency to explain the programme.
Enrich your own product with a payment programme.
Confirmed available interfaces, contractual responsibilities and an integration budget. Not every service is embedded in the first release.
Make spending easier inside a network of participating suppliers.
The legal characterisation of the programme, the governance of the network, shops that can be mobilised and the funding of the service. Blockchain and local currency are not synonyms, their value is assessed separately.
Conditions for setting up
We do not commit to a deployment without these four elements. They are decided at the first meeting, with your teams and your advisers.
Who provides the funds, in what form, for which programme and for how long.
Rules of use written down and verifiable before the first spend, and what happens when a payment is refused.
The shops, networks or providers where the spending must be possible, in store and online.
Who issues the money, who runs the programme, who answers users and who keeps the proof.
Each combination is configured for one programme. The legal characterisation of the programme, the financial parties involved and the interfaces chosen are validated while the programme is prepared. So are each party’s viewing rights. We call on competent advisers where the programme requires it.
The Mes Potos solidarity programme shows the full journey, from collection to tracking. Other programmes rest on the same set of services. No lead time and no price is announced before we have studied your programme.
Tell us who funds the programme, who uses the funds and what it must allow people to pay for. We identify the services that help, the rules to write and the points that need validation.
